{"id":25876,"date":"2022-01-10T10:45:04","date_gmt":"2022-01-10T15:45:04","guid":{"rendered":"http:\/\/t3_s0my8i"},"modified":"2022-01-10T10:45:04","modified_gmt":"2022-01-10T15:45:04","slug":"anyone-here-abandon-plans-to-buy-property-to-begin-investing-for-retirement-instead","status":"publish","type":"post","link":"https:\/\/blog.andrewwbradley.ca\/index.php\/2022\/01\/10\/anyone-here-abandon-plans-to-buy-property-to-begin-investing-for-retirement-instead\/","title":{"rendered":"Anyone here abandon plans to buy property, to begin investing for retirement instead?"},"content":{"rendered":"<p><!-- SC_OFF --><\/p>\n<div class=\"md\">\n<p>30(m) here, I gross 70k\/yr and have managed to save up 100k which sits in a savings account. For the last 3 years I have been saving aggressively with the intent of buying my own place, however now it feels like even if I did buy something I wouldn&#039;t have enough left over after ownership fees to save for retirement. It seems like I&#039;m at a crossroads where I basically have to choose between the two now, owning or investing, and I can&#039;t decide which is more important. Home prices will increase if I don&#039;t buy now, but I&#039;m feeling incredibly stressed about the fact I haven&#039;t yet began investing and am tempted to max a tfsa with VRGO ETFs. <\/p>\n<p>Anyone else in the same boat? I don&#039;t want to be 45 and posting on here one day is it too late to start investing, it&#039;s hard to decide what should take presidence at this point in my life, or would you split the money in half for both?<\/p>\n<p>Edit: I thought I should mention I have a very stable and well-priced rental situation that won&#039;t change in the near future (I rent from family) so housing uncertainty isn&#039;t a factor in my decision atleast for now.<\/p>\n<\/p><\/div>\n<p><!-- SC_ON --> &#032; submitted by &#032; <a href=\"https:\/\/www.reddit.com\/user\/no_robots_allowed\" target=\"_blank\" rel=\"noopener\"> \/u\/no_robots_allowed <\/a> <br \/> <span><a href=\"https:\/\/www.reddit.com\/r\/PersonalFinanceCanada\/comments\/s0my8i\/anyone_here_abandon_plans_to_buy_property_to\/\" target=\"_blank\" rel=\"noopener\">[link]<\/a><\/span> &#032; <span><a href=\"https:\/\/www.reddit.com\/r\/PersonalFinanceCanada\/comments\/s0my8i\/anyone_here_abandon_plans_to_buy_property_to\/\" target=\"_blank\" rel=\"noopener\">[comments]<\/a><\/span><a href=\"\">Source<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>30(m) here, I gross 70k\/yr and have managed to save up 100k which sits in a savings account. For the last 3 years I have been saving aggressively with the intent of buying my&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":24127,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":[],"rop_publish_now_history":[],"rop_publish_now_status":"pending","footnotes":""},"categories":[10],"tags":[],"_links":{"self":[{"href":"https:\/\/blog.andrewwbradley.ca\/index.php\/wp-json\/wp\/v2\/posts\/25876"}],"collection":[{"href":"https:\/\/blog.andrewwbradley.ca\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.andrewwbradley.ca\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.andrewwbradley.ca\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.andrewwbradley.ca\/index.php\/wp-json\/wp\/v2\/comments?post=25876"}],"version-history":[{"count":0,"href":"https:\/\/blog.andrewwbradley.ca\/index.php\/wp-json\/wp\/v2\/posts\/25876\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.andrewwbradley.ca\/index.php\/wp-json\/wp\/v2\/media\/24127"}],"wp:attachment":[{"href":"https:\/\/blog.andrewwbradley.ca\/index.php\/wp-json\/wp\/v2\/media?parent=25876"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.andrewwbradley.ca\/index.php\/wp-json\/wp\/v2\/categories?post=25876"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.andrewwbradley.ca\/index.php\/wp-json\/wp\/v2\/tags?post=25876"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}