<\/p>\n
***Edit: Thanks for the help everyone. I get that questions from Quebec aren't popular here, but I don't understand why I'm getting so downvoted just for trying to understand something finance related in the language I decide to speak.<\/p>\n
Please understand that handling an estate is not an easy thing to do, and compassion is needed.***<\/p>\n
Hi, Husband died. The life insurance check was sent but it's "To the succession" and not me personally even though we were married due to an HR error.<\/p>\n
SSQ explained that they had sent forms to HR, and HR was to distribute those forms to all employees. "To the succession" being the default name on the life insurance.<\/p>\n
My husband working night shift, he never received the form to change the life insurance to my name only. (HR confirmed that it was in his work file and never sent)<\/p>\n
So long story short, instead of a full amount of life insurance, I was told I can only spend 12,000$ of it and will get the remaining amount when the estate closes, which could take a year.<\/p>\n
Which puts me in a situation where I might need to declare bankruptcy. Because rent, utilities, and everything is more than that, and I don't work. I'm disabled. And can't claim disability in my province (because I haven't worked enough in my life prior to being diagnosed)<\/p>\n
Can someone explain the 12,000$ you can spend and how it works? Because I can't find the info. I have an appointment with the bank at the end of the month and I need to know what's coming.<\/p>\n
Thank you.<\/p>\n<\/p><\/div>\n
submitted by \/u\/WeWannaKnow <\/a> ***Edit: Thanks for the help everyone. I get that questions from Quebec aren't popular here, but I don't understand why I'm getting so downvoted just for trying to understand something finance related in the...<\/p>\n","protected":false},"author":1,"featured_media":24127,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":[],"rop_publish_now_history":[],"rop_publish_now_status":"pending","footnotes":""},"categories":[10],"tags":[],"_links":{"self":[{"href":"https:\/\/blog.andrewwbradley.ca\/index.php\/wp-json\/wp\/v2\/posts\/25822"}],"collection":[{"href":"https:\/\/blog.andrewwbradley.ca\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.andrewwbradley.ca\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.andrewwbradley.ca\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.andrewwbradley.ca\/index.php\/wp-json\/wp\/v2\/comments?post=25822"}],"version-history":[{"count":0,"href":"https:\/\/blog.andrewwbradley.ca\/index.php\/wp-json\/wp\/v2\/posts\/25822\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.andrewwbradley.ca\/index.php\/wp-json\/wp\/v2\/media\/24127"}],"wp:attachment":[{"href":"https:\/\/blog.andrewwbradley.ca\/index.php\/wp-json\/wp\/v2\/media?parent=25822"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.andrewwbradley.ca\/index.php\/wp-json\/wp\/v2\/categories?post=25822"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.andrewwbradley.ca\/index.php\/wp-json\/wp\/v2\/tags?post=25822"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
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