{"id":25732,"date":"2021-12-23T07:27:27","date_gmt":"2021-12-23T12:27:27","guid":{"rendered":"http:\/\/t3_rmunaa"},"modified":"2021-12-23T07:27:27","modified_gmt":"2021-12-23T12:27:27","slug":"td-bank-wont-let-me-keep-investing-in-my-rrsp-resps-until-i-meet-with-an-advisor-is-this-just-an-upsell-of-their-financial-services","status":"publish","type":"post","link":"https:\/\/blog.andrewwbradley.ca\/index.php\/2021\/12\/23\/td-bank-wont-let-me-keep-investing-in-my-rrsp-resps-until-i-meet-with-an-advisor-is-this-just-an-upsell-of-their-financial-services\/","title":{"rendered":"TD Bank won&#8217;t let me keep investing in my RRSP\/RESPs until I meet with an advisor? Is this just an upsell of their financial services?"},"content":{"rendered":"<p><!-- SC_OFF --><\/p>\n<div class=\"md\">\n<p>I&#039;ll keep the question quick:<\/p>\n<p>I&#039;ve been investing into the same RRSP\/RESPs with TD Bank for years. Each one has a couple of TD Mutual funds that are in the &quot;balanced growth&quot; category. Nothing out of the ordinary.<\/p>\n<p>Now for ages I&#039;ve been getting and ignoring emails after every purchase about &quot;please come meet our advisors to reasses your comfort levels with risk, etc&quot;. I had to do this once years ago so they would have a profile of my investing tolerance and goals.<\/p>\n<p>Well now they have BLOCKED my contributions until I meet with an advisor. I called to setup an appointment and it really sounds like they want to see me on more financial services. I already have Life Insurance through TD.<\/p>\n<p>So &#8211; is this just a common way to sell me on more services or is there actually some benefit to me? I don&#039;t want to walk into the branch with a chip on my shoulder, but being blocked from purchasing more of the same mutual funds I&#039;ve been buying for years rubbed me the wrong way.<\/p>\n<p>Ps. Thanks for all the awesome advice in this sub!<\/p>\n<\/p><\/div>\n<p><!-- SC_ON --> &#032; submitted by &#032; <a href=\"https:\/\/www.reddit.com\/user\/NeoToronto\" target=\"_blank\" rel=\"noopener\"> \/u\/NeoToronto <\/a> <br \/> <span><a href=\"https:\/\/www.reddit.com\/r\/PersonalFinanceCanada\/comments\/rmunaa\/td_bank_wont_let_me_keep_investing_in_my\/\" target=\"_blank\" rel=\"noopener\">[link]<\/a><\/span> &#032; <span><a href=\"https:\/\/www.reddit.com\/r\/PersonalFinanceCanada\/comments\/rmunaa\/td_bank_wont_let_me_keep_investing_in_my\/\" target=\"_blank\" rel=\"noopener\">[comments]<\/a><\/span><a href=\"\">Source<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>I&#039;ll keep the question quick: I&#039;ve been investing into the same RRSP\/RESPs with TD Bank for years. Each one has a couple of TD Mutual funds that are in the &quot;balanced growth&quot; category. Nothing&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":24127,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":[],"rop_publish_now_history":[],"rop_publish_now_status":"pending","footnotes":""},"categories":[10],"tags":[],"_links":{"self":[{"href":"https:\/\/blog.andrewwbradley.ca\/index.php\/wp-json\/wp\/v2\/posts\/25732"}],"collection":[{"href":"https:\/\/blog.andrewwbradley.ca\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.andrewwbradley.ca\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.andrewwbradley.ca\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.andrewwbradley.ca\/index.php\/wp-json\/wp\/v2\/comments?post=25732"}],"version-history":[{"count":0,"href":"https:\/\/blog.andrewwbradley.ca\/index.php\/wp-json\/wp\/v2\/posts\/25732\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.andrewwbradley.ca\/index.php\/wp-json\/wp\/v2\/media\/24127"}],"wp:attachment":[{"href":"https:\/\/blog.andrewwbradley.ca\/index.php\/wp-json\/wp\/v2\/media?parent=25732"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.andrewwbradley.ca\/index.php\/wp-json\/wp\/v2\/categories?post=25732"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.andrewwbradley.ca\/index.php\/wp-json\/wp\/v2\/tags?post=25732"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}