It’s difficult to imagine needing personal life insurance while you’re young and in good health. But, if anything should happen to you, it can help protect your spouse, loved ones and estate. Some personal...
When meeting with Ottawa and Orleans families the first question I typically get is – what is life insurance? Most people have a general idea of what it is however, its good to make...
You work hard throughout your life so that you can live comfortably during this phase of your life. When its time for retirement, your regular income may stop but your expenses will not. In...
Have you ever thought about what would happen if you became injured or sick enough that you would no longer be able to go to work everyday or run your business? Do you have...
Wealth management is the amalgamation of the clients’ investments, taxes and estate plans into an all-integrated plan to achieve their individual goals through proper management of their financial resources. It involves integrating financial planning,...
Have you been declined for life insurance coverage or not applied because you have diabetes, have past drug use or other health issues? If that’s the case, you may think that it is impossible...
One of the challenges faced by people who earn a higher income is finding tax efficient ways to save for retirement. In order to maintain the same standard of living after retirement as they...
If you (or loved one) do not have your elder estate planning in order and you die without a Will, this situation is called being “intestate.” The State and probate court will then become...
The lump sum death benefit was introduced to help the families of deceased contributors deal with funeral expenses. However, the benefit can be used for any purpose. The amount of the benefit is the...
“Nearly half of Canadians will develop cancer in their lifetime. 62% are expected to survive or 5 years or more.” * Being financially secure means you never risk losing the two most treasured items...
