Tagged: Financial Planning
The deadline for 2013 RRSP contributions is March 1st. It’s not uncommon for you to consider an RRSP loan to reduce your taxes and get a jump start on meeting your retirement savings goals....
With Christmas over and the new year here, we can start to get excited for tax filling time! Here are some tips, facts and links to help you get ready for filling your 2013...
During the holiday season most of us get into the spirit of giving, gifts to family and friends and donations to charities, churches and other community organizations. What if there was a way to...
Making the most of a Home Equity Loan There is a myth that a mortgage simply drains income and traps homeowners into a long-term debt. But having a mortgage, and the home it was...
I have been asked recently regarding the ads on TV about the CHIP Home Income Plan and what a reverse mortgage is all about. I will give a brief overview about who would use...
Long term care insurance is bought with your good health. The right time to purchase coverage is: when you are concerned enough to plan for your future, you have decided that you do not wish to...
For most of us, we learned how to handle money the moment we were given our first lunch money or school allowance. Back then, the only thing we needed to worry about was how...
Seg funds vs Mutual funds Segregated funds are an annuity issued by an insurance company. They are similar to a mutual fund except for the fact that they come with capital or income guarantees as...
“Debt Consolidation” is a term we often hear on radio or TV advertisements. Unfortunately, many of these advertisements do not explain very well exactly what debt consolidation is! The purpose of this article is...
We’ll here we are finally for the final chapter of this trilogy, paying back your RRSP Home Buyers’ Plan. Now that you’re all moved and have finally memorized your new postal code it’s time...