You’re 2 minutes away from getting the best mortgage rates in CanadaAnswer a few quick questions to get a personalized rate quoteYou will be leaving MoneySense. Just close the tab to return. Before you...
You’re 2 minutes away from getting the best mortgage rates in CanadaAnswer a few quick questions to get a personalized rate quoteYou will be leaving MoneySense. Just close the tab to return. If you’re...
Plus with changes introduced to the stress test in 2021, there’s even more confusion among Canadians. But, make no mistake, the stress test isn’t going away. It’s just evolving to adapt to current housing...
Get the mortgage rate that works for you.Find the best rate for you in under 2 minutes at ratehub.ca. Let’s get started.You will be leaving MoneySense. Just close the tab to return. Our journey...
Know how long it will take to pay off your mortgage Your mortgage term is not your amortization period. The amortization period is the total length of time that it takes you to pay...
These costs—which include lawyer fees, land transfer taxes and other administrative fees—vary somewhat based on the property price and location, but they typically add up to 1.5% to 4% of the purchase price. If...
To avoid this, consider working with an agent who will take you on one night and your partner another night, or plan to have one parent visit while the other entertains the child in...
There are definitely perks to renting—less commitment, more choice in terms of neighbourhoods, not having to pay for incidentals or property taxes. But, there’s also a good chance you’ll be dealing with things that...
To calculate your total debt service ratio: Add up your housing costs (mortgage payments, property taxes, heating and, if applicable, half of your condo fees). Also include any other debt obligations, such credit card...
Smart people who consider those questions—and more—every day respond with these seven pieces of practical advice. Get the mortgage rate that works for you.Find the best rate for you in under 2 minutes at...
