Trading fees may escape your attention if you’re eager to dive into the crypto market and just want to get started. But fees are a guaranteed expense, so why not reduce the costs as...
Making sense of the nonsensical I’m one month into writing “Making sense of the markets” when this happens: everything and anything. Is there like a dollar sign-shaped bat signal we can use to summon...
What are DSC and FEL fees? There are generally two sales options a non-fee based advisor has, front-end load (FEL) and DSC. With the FEL, the advisor can charge you 0% to 5% up...
It’s true short-term bank savings accounts and guaranteed investment certificates (GICs) seem relatively safe from both stock meltdowns and precipitous rises in interest rates, but now there’s the added scourge of rising inflation. Even...
Yes, it’s true that a global balanced portfolio will not deliver total returns of 2,800% over five years like Tesla did. Those are the kind of lottery-like returns investors strive for when they adopt...
U.S. earnings season is in full swing Earnings season is off and running. As always, the financials were battling to be the lead-off batter, as we look at the final quarter of 2021. The...
However, there is one exemption to this rule—the exempt contribution. Say, you name your spouse or common-law partner as your TFSA account beneficiary. They may be able to use the assets in your TFSA...
The rules around RRSP contribution room As soon as a taxpayer starts to earn income—like employment income, self-employment income, royalties, research grants or net rental income—they accumulate room for their registered retirement savings plan...
It is the job of the U.S. Federal Reserve and its chair, Jerome Powell, to wrestle inflation to the ground. As I’ve said many times in this column, the main weapon of the central...
Keeping your risk tolerance in mind can help you steer clear of riskier strategies, like buying “on margin” (with borrowed money) or trading options, where you can lose more than your initial investment. Designed...