I’ve been living here for a few years while we save to buy. I’m in Ontario

My landlord announced to me that he refinanced this house to buy another property so the mortgage for the house I’m in costs a lot more so he needs the extra money to cover the house I’m in and the new investment property.

Obviously this is going to be a huge shift in my budget so I wanted to know how you guys budget when it comes to sudden changes. Any suggestions are welcome.

I make $3500/month after tax and I’ve cut back on subscriptions, takeout etc. However, as a public servant we have to go back to the office so it’s back to spending on public transit and/or parking.