Hi guys,

Hope its ok to post, I'm really proud of ourselves — my husband and I made our last payment on debt today (except mortgage). It will take a few days to be processed, so its not reflected yet, but its done!

We live just outside of Vancouver where its so expensive, have a townhouse, and one kid. Both earned about $60K a year. We are totally behind in saving for retirement, but I feel really, really relieved to have the pressure of debt gone. I don't really talk finance with friends, so just wanted to tell someone!

Next step is retirement savings as we have no savings.

We are early 40s

Mortgage: $267K
RRSP Me: $25K
RRSP Husband: $20K

That's it!

We can do this right?

PS I think the nicest thing about debt being gone is my husband was recently laid off, so cutting out the payments will be a big help.