A few months back I posted from another throwaway (since deleted so I can’t link the post) about losing my job between the time the financing was fully approved and the date the sale actually closed. At that time I was asking if the funder would be likely to re-check my employment status on or before the closing date, or if I should just keep quiet and hope no one found out. I wanted to report back because I had some mixed reactions on that post.

I went with the advice of not mentioning losing my job since most people said it would be very unusual for them to check my employment again at that stage. I’m happy to report that those people were correct. I was able to close and take possession with no issue; I just didn’t mention to anyone that I had lost my job. To the one person who said they couldn’t wait to see it blow up in my face when I had a mortgage and no job to pay for it, I’m especially happy to report to you that I got a job offer the day I took possession of the house and the wage is the exact same for less hours of work, so I’m good. I had 3 months pay as a termination package from my previous job and I started my new job within 1 month, so I actually came out ahead by 2 months pay. My partner would have been able to cover our mortgage alone anyway but luckily they didn’t have to.

So yeah, it’s all good. The deal went through and we’re all settled in our new house. As most of you predicted they did not reconfirm my employment at closing. I got a new job basically immediately which pays the same as the old job so everything worked out.

Edit- I just figured out how to edit! Changed loosing to losing. I can’t change the title though so we’re all just going to have to live with that mistake.

Thanks to most of you for the outpouring of support. I wasn’t expecting anyone to see this post or care and it’s ended up being my most popular post ever on Reddit. Wild.