I got a letter in the mail from the lender. The big green one. $13,500 paid off on my car loan. Only 4-months left on the remaining principal. Letter passed sniff test. Phone numbers right, account number right, dates and initial balance all right. Too much info for a scammer to get their hands on!

Sweet! Super excited! Still super skeptical, because I’m not that dumb. Called the big green lender to talk to a person. Well an agent miskeyed a lump sum payment into my account instead of someone else’s. It was reversed later that week.

Here’s the funny part. They will send a letter that the lump sum payment happened, but not that it was reversed!!!! Well I had them send me a statement update. Have it all printed and logged and into my file just in case.

Just remember folks, if it’s too good to be true, it’s probably not true.

Easy come, easy go… 😭

Edit: Some words…

Edit 2: To those saying I’m too honest. Bank found the mistake before I even called. They just don’t tell you that the mistake was found unless you call. And transfer mistakes will get found, it’s just a matter of when.