I'll keep the question quick:

I've been investing into the same RRSP/RESPs with TD Bank for years. Each one has a couple of TD Mutual funds that are in the "balanced growth" category. Nothing out of the ordinary.

Now for ages I've been getting and ignoring emails after every purchase about "please come meet our advisors to reasses your comfort levels with risk, etc". I had to do this once years ago so they would have a profile of my investing tolerance and goals.

Well now they have BLOCKED my contributions until I meet with an advisor. I called to setup an appointment and it really sounds like they want to see me on more financial services. I already have Life Insurance through TD.

So – is this just a common way to sell me on more services or is there actually some benefit to me? I don't want to walk into the branch with a chip on my shoulder, but being blocked from purchasing more of the same mutual funds I've been buying for years rubbed me the wrong way.

Ps. Thanks for all the awesome advice in this sub!